Protect Your Family With a Will to Suit Your Needs

Protect Your Family With a Will to Suit Your Needs

Safeguard your family in as little as 15 minutes using our Online Will service! Just answer a few questions and our specialist writers will check your Will and ensure it’s legally sound. As soon as it’s ready, you can download and sign it with your witnesses. It’s as simple as that!

Start Now

Why Do You Need a Will?

In the UK, if you die without leaving a valid Will, it’s known as dying intestate. This basically takes away your control of who inherits your estate, leaving it to the government’s guidelines to distribute any finances, property or other assets you have.

If this is the case, your assets might not go where you’d want them to. The rules of intestacy follow a strict order and don’t take your personal circumstances into account. This could potentially cause a lot of upset for those you leave behind.

60% Icon

60% of UK Adults don’t have a Will

Inheritance Icon

£15bn of inheritance has been left unclaimed

72% Icon

72% of those aged 35-54 haven’t made a Will

19% Icon

19% of people admit they don’t like discussing death

If you leave a valid Will, you can:

  • Make it easier for your family to organise your estate
  • Help reduce the amount of inheritance tax paid on the estates of your loved ones
  • Nominate guardians for any children or pets you leave behind
  • Ensure your loved ones are provided for by safeguarding your assets
Start Now

Why Create an Online Will Instead of Using a DIY Will Kit?

Sure, you could pick a DIY Will kit off the shelf. They’re easily accessible, and seem convenient enough. The problem is that they’re mass produced and generic. They’re one-size-fits-all, but life isn’t like that, is it?

Everyone’s circumstances are different. What you want in your Will probably won’t be what I want in mine. They’re complicated legal documents and they need to be tailored exactly to your needs. You can’t really afford any confusion or ambiguities, unless you’re happy to risk the Will being invalidated. It’s a lot safer to have it professionally checked – that way, you know it’s fit for purpose.

See the table below for a comparison of Online Wills and DIY Will templates.

icon decision

Think you might need a Bespoke Will?

If your needs are more complex, an Online Will might not be enough. Take a quick test to see if a Bespoke Will suits you better.

DIY Will Kit

Vital Online Will

PriceApprox. £13.00From £95.00
Features
Costs less than a solicitor Option included Option included
Customised to your circumstances with our intelligent Will builder Option not included Option included
Comes with a tailored help guide to explain your Will in clear terms Option not included Option included
Choice to create a Mirror Will with a partner (additional fee applies) Option not included Option included

How Does Our Online Will Service Work?

wills contact

Fill in the simple online form to create your Will.

wills hire

Our dedicated Wills experts will check your Will is fit for purpose.

wills relax

Once approved, you’re free to download your document(s).

wills sign

Sign your Will alongside your chosen witnesses. All done!

optional binding service

Choose to have your Will bound in a secure and professional manner to protect it from damage and ensure it can’t be easily tampered with.

Start Now
Mirror Wills

Create a Duplicate Will to Express Your Wishes Together

mirror wills

If you and your partner are fully on the same page, you might want to consider Mirror Wills. Mirror Wills, sometimes known as Bloodline Wills, are two separate documents drawn up by partners who have similar wishes. As the Wills being created are essentially a draft of the same document, they’re created at a discounted rate.

Mirror Wills are often used to express common intentions – like partners inheriting each other’s estates when they die. Unlike outdated Joint Wills, Mirror Wills aren’t legally tied – each Will can be changed separately if you have different wishes in the future.

If neither partner has a Will in place, you lose control over what happens to your estate when you die. Creating Mirror Wills allows you both to protect each other, as well as any children you have, without being tied to the same Will.

Start Now

In What Situations Might I Need an Online Will?

If you’ve got simple wishes, completing your Will online is a quick and easy way to get the job done. Have a read of the case studies below to see how an Online Will might be best for you.

Case One

Susan and Mike are divorced but have 2 children together. When they separated, the children stayed with Mike whilst Susan moved in with her new partner, Paul. Susan and Paul later married, but unfortunately Susan had a sudden illness and passed away. As Susan didn’t leave a Will, all of her estate was left to her new legal partner, Paul. Her ex-husband and children received none of her assets, which could have helped raise the children and been invested for their future.

How Would an Online Will Help Susan?

If Susan had made an Online Will, she could have expressed her wishes for a portion of her estate to be left to either or both of her children or, if she preferred, her ex-partner to help look after the children. Even though Susan has 2 children, the rules of intestacy in the UK always leave the first £270,000 of any estate to the surviving legal spouse. Anything above this amount is shared equally between the spouse and any children, but as Susan’s estate was valued at less than this, the children received nothing. If she had a Will, she could have left assets to her children.

online will case 1

Case Two

Sam and Julia get married and move in together, along with Julia’s child, Adam, from a previous relationship. They go on to have two more children together. A few years pass and Sam dies after suffering a serious illness. He hasn’t left a Will, so the rules of intestacy control the distribution of his assets, which are worth £600,000 in total. As his spouse, Julia gets the first £270,000 from Sam’s estate, and she also gets a 50% share of all of the assets over this amount – £435,000 in total. Sam’s two children from their marriage receive £82,500 each. However, as Sam never formally adopted Adam, he receives nothing. This, understandably, causes issues in the family.

How Would an Online Will Help Sam?

If Sam had made an Online Will, he could have made sure Adam was provided for alongside his and Julia’s biological children. This would have avoided any in-family disputes and ensured that Adam felt valued in the same way that his half-siblings were. Each of the 3 children could have received £55,000 each, or Sam could have just divided his estate however he wished.

online will case 2

Case Three

Anna and Jenny are common-law partners. They’ve lived together for 6 years, but haven’t entered into a civil partnership or marriage. The flat they share belongs to Anna. Anna dies, and Jenny can’t make a claim on the property (or any of Anna’s estate) as they aren’t legal spouses. They both assumed that because they lived as common-law partners, they’d automatically have rights to each other’s assets should the worst happen. This isn’t the case. All of Anna’s estate, including her flat, is passed directly to her parents through the rules of intestacy. Anna had a difficult relationship with her parents and they aren’t supportive of helping Jenny financially, leaving her in a difficult situation.

How Would an Online Will Help Anna?

By making an Online Will, Anna could have ensured that Jenny was provided for. It’s a common misconception that living together entitles each partner to the other’s assets. Expressing your wishes in a valid Will can easily overcome these issues and in this case, Jenny would have been able to remain in the flat and take over the ownership. She could also have benefited from any capital that Anna had left behind.

online will case 3
Start Now

Why Choose an Online Will With Vital Documents?

Using our simple Online Will service isn’t only convenient, but it gives you peace of mind knowing that you’ve got a legally sound Will that’s right for you. Most online services only offer a single service; a “one-size-fits-all” Will. We know that a simple Will can be alright for most people, but it’s just not enough in some circumstances.

That’s why we take care in helping you determine whether you should create an Online Will, or whether you’d be better speaking to one of our specialists for further advice about a bespoke service before you start your estate planning. Whichever option you choose, you can be sure that you’ve got it right first time and you’ll avoid any costly mistakes.

jargon busting guide

Understanding a Will’s legal language can be confusing! That’s why all our Wills are accompanied by a simple, jargon-busting guide, which explains your Will one section at a time.

online-wills-image
Start Now

Choose Our Online Will Service If…

assets

You’ve got simple wishes for how you’d like your assets distributed.

inheritance

Your estate will fall below the threshold for inheritance tax.

stocks

You don’t own a business or any shares in a business.

property

You don’t own any property or assets overseas.

family

You’re confident that your Will won’t be contested by family or other beneficiaries.

trusts

You don’t want to leave any of your assets in a Trust (see more about Trusts here).

Start Now

Questions

  • Yep. It’s very common to name the executor of your Will as one of the beneficiaries. This is completely legal and won’t cause any complications in enacting your wishes. It’s all good!

  • You can either ask your executor to keep the original signed copy, or more commonly, have it placed in secure storage for safe keeping. Whatever option you choose, make sure that executors know where and how to access the Will. You don’t want to lose it!

  • Unfortunately, yes. Your Will might be contested if someone who expected to benefit from your Will doesn’t. Although this isn’t a common occurrence, you can take steps to avoid any confusion and upset by just talking to your friends and family about your Will. Let them know what to expect.

    It’s important that you seek expert guidance when creating your Will to make sure that all your wishes are clear and legally enactable.

  • Technically, anyone over 18 can be a witness. That being said, don’t choose a beneficiary of the Will as a witness. If a beneficiary witnesses the Will, they forfeit their claim. We also recommend not choosing a friend or family member because it might cause conflict. Try pick someone impartial!

  • If you create a Will and want all of your children to inherit, it’s important to make this clear. Don’t name some and leave others out (unless you explicitly want to). It’s a recipe for disaster, and it’ll probably end up being contested.

    When someone in the line of inheritance who should by rights receive a share isn’t specifically named, it could be ruled as a mistake and be legally overridden. If you want to formally disinherit a child or a direct family member, you’ll need to make this clear and give your reasoning in your Will.

  • Of course you can! Also, any gift is given tax relief if being donated to a registered charity. It’s a good way to support a cause you believe strongly in.

  • You can, but you need to let your executor know. Your Will might not be looked at until after the funeral. You’ll need to create an Additional Clauses section within your Bespoke Will and use this to provide any guidance for your funeral. Remember, however, that it isn’t legally binding and your wishes won’t necessarily happen.

  • Pretty much any time you go through a life-changing event, you might want to review your Will. Some changes in your situation can automatically revoke your previous Will and it could cause a right mess. Whatever changes occur, it’s good practice to check that your Will is still sound and make any necessary changes to ensure it’s still be legally binding.